Cheddar - cashback & payments app for iPhone and iPad

Download for free and sign up in seconds to join thousands of users already earning cashback at great brands.

These include Just Eat, Sports Direct, House of Fraser, Boohoo, Joe and the Juice, and many more. Retailers and offers added frequently!

Cheddar works with your existing debit and credit cards, and getting started couldnt be easier:

1. Download the Cheddar app
2. Enter your name and phone number. No ID required. No credit checks (ever).
3. Link the account associated with your debit or credit card.
4. Start discovering offers in the app
5. Spend using any linked card and see cashback automatically roll in
6. Hit redeem in the app to instantly withdraw cash to your bank account, without fees.

ITS FREE

Cheddar has no costs or fees to earn cashback and receive money.

FAST AND SIMPLE

Account creation takes seconds, cashbacks are received in a couple of days, redemption is instant and direct to your existing bank account without needing to share or enter account numbers and sort codes. Works with physical and virtual cards, including Apple Pay.

SAFE AND SECURE

Link accounts by authorising in your bank app, protecting your data with Face ID, Touch ID, or a passcode. No sensitive financial information is shared to process cashbacks or receive money. No one (not even cheddar) has access to sensitive payment data such as bank login info. No debit or credit card information is stored in the app, nor is it accessible to anyone.

GET PAID WHEN AND HOW YOU WANT

Redeem cash frequently or stack your cashback rewards. Simply tap redeem and 100% of the cash earned is deposited into your default linked bank account. Minimum withdrawal amount is only £1.

GET PAID BY YOUR FAVOURITE...PEOPLE

Better still, cheddar is the easiest and quickest way to send and receive money for free with anyone. Only you need the app to get paid by friends, family, or colleagues for anything instantly using a QR code or payment link.

When you receive money, it’s deposited directly to your bank account in seconds. UK bank account required.

WORKS WITH LEADING UK BANKS

- AIB
- Bank of Scotland
- Barclays
- Danske
- First Direct
- Halifax
- HSBC
- Lloyds
- Monzo
- Nationwide
- NatWest
- Revolut
- Royal Bank of Scotland
- Santander
- Starling
- Wise

To use cheddar, all you need is your iPhone, a UK current account and a debit card to shop (physical or digital cards all work). You can then add credit cards also.

Cheddar is an Authorised Payment Institute, regulated by the UK Financial Conduct Authority.